It isn’t just land for grazing cattle, it’s a land of opportunity.

We know what it takes to live this life. Anything short of everything just won’t cut it. That’s why we love working with people like you. You see the bigger picture, and so do we. And if you want to talk about your operation’s needs, just fill out a short form and we’ll call you to start the conversation

Get Started

Serving Texas ranchers since 1916.

As the largest agricultural cooperative in Texas, Capital Farm Credit is an organization that’s built on service and only does business in Texas, with Texas ranchers.

Our team of Trusted Advisors use their extensive industry and market knowledge to guide our members. We provide loan products and insurance products that help them achieve their goals season after season.

And if that wasn’t enough, we’re also one of the only lenders that returns money to our members. Since 2006, we’ve returned roughly 95% of our profits back to our members, to the tune of $2.5 billion in combined cash and allocated equities.

Loan Products

Protecting. Providing. Producing.

We offer ranchers the types of loans necessary to help them maintain their operation and to make it grow to meet the goals they’ve set for themselves. The types of loans we offer our members include:

  • Production Loans

    These fixed rate loans cover every facet of your operation — from purchasing land to buying equipment and running your operation.

  • Operating Loans and Lines of Credit

    Having readily available capital in the form of a loan or a line of credit allows you to run your operation on a day-to-day basis — keeping you nimble and ready for anything.

  • Equipment Loans

    We have a loan program to help you replace or purchase new equipment as your needs evolve.

Woman preps grain for cattle in a barn

Crop & Livestock Insurance

Protecting everything from over head to under hoof.

Your land and the livestock on it are major investments. They are everything. Protecting them is of the highest importance. Which is why we offer a portfolio of insurance products for your operation. Adding coverage to your lending relationship at Capital Farm Credit is not only convenient, but it’ll put your mind at ease knowing your entire relationship is with people you trust. We offer:

  • Pasture, Rangeland and Forage Insurance

    Protects hay and livestock producers against loss of forage due to lack of rainfall on acres used for grazing or hay.

  • Livestock Risk Protection Insurance

    A price-risk management tool that insures against declining market prices for fed cattle, feeder cattle and swine.

  • Annual Forage Insurance

    Good for ranchers who have planted acres used as livestock feed or fodder, with an intended use of grazing or hay, from a lack of rainfall.

  • Livestock Gross Margin Insurance

    Protects against the loss of gross margin in the feeding margin for cattle and swine.

  • Dairy Revenue Protection Insurance

    This risk management tool insures against decline in quarterly revenue from milk sales.

One cow with tagged ear at attention in a field

Next Steps

When you’re ready, we’re here for you.

Our knowledge and experience in agricultural lending and rural communities is unmatched in Texas. As a leader in the industry, we understand the ranching challenges you face daily. So we get the answers and capital you need quickly. That way, your operation can continue to run without a hitch.